*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!*
Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with.
A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process.
This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer.
Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.
Property Details
- Cooling
- 1
- Cooling Features
- Multi Units
- Bedrooms
- 13
- Bathrooms
- 5
- Acres
- 0.0
- Square Feet
- 4100.0
- Lot Size (sqft)
- 0.3
- Parking Features
- Asphalt, Gated, Gravel, Off Street
- Property Type
- Multi-Family
- Year Built
- 1930
- Sewer Information
- Public Sewer
- Utility Source
- Public
- Subdivision
- Kershners
- Elementary School
- Orchard Knob Elementary
- Middle School
- Orchard Knob Middle
- High School
- Howard School of Academics & Tech
- County
- Hamilton
- Region
- Chattanooga
- Original List Price
- $299,900
- Days on Market (Cumulative)
- 4
- Taxes Annual
- $1,416
- MLS #
- 1541755
- Property Subtype
- Quadruplex
- Parcel Number
- 146n M 022
- MLS #
- 1541755
- Date Listed
- August 29, 2026
- Address
- 2105 Kirby Avenue
Location
Legal
© California Desert Association of REALTORS® MLS. All rights reserved. Information Deemed Reliable, but Not Guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Provided By
Listed by Carter Roberson (#14650)
Listing Office: RE/MAX Renaissance Realtors (#10562)
